Well I work for an insurance company. Unfortunately as you built it your self you may only get the sum of the parts providing you have replacement cost. You may be able to invoice for the custom components. Or the other option is to find several that have the same capabilites of the one you lost. You are going to have to verify what your insurance will cover it as there may be special riders required. I have a 30K rider for my electronic/computer equipment and everything is scheduled out due to the high value nature of some of the tools.
At the very least you will have the ability to replace the parts you bought but the home made items you may not be able to get your time as it is a hobby activity.
My thanks for all the advice. Carl, I have replacment coverage for the contents of the house. My public adjuster asked for two or three advertised compatable packages for the basis of the value of the hex. However, now that I am realy looking at the RTF packages I am having some trouble finding a RTF hexacopter available with 5s batterys and motors capeable of delivering 795Watts each and a controller and sensors like the Ardupilot 2.5 mega. With a reasonable belt reduction camera gimble, I guess thats why we do this ourselves.
I dont think my setup is that unusual, and it seems I remember seeing a few RTF packages like this but I cant come up with it now. So I figured I would see if anyone has seen anything online.
Erman, the OFM product is nearly what I was thinking of, Thank You.
This is a quad, but I think still useful for a cost analysis. Looks to be a good offering, but I'm not sure I would trust a componant power system with plug in connectors. I like tons of solder and heavy wire for the high current draw.
Its hard to look at anothers specs without comparing to your own but the cost is getting closer.
True. I like the OFM products but still prefer the X8 build and flight time that is offered by www.smartdrones.de or the http://www.draganfly.com/uav-helicopter/draganflyer-x8/
something for my next build ;)
Sorry for your loss, especially your kitty - may he/she forever frolic and bask in the sunlight over the Rainbow Bridge.
The insurance company is almost certainly going to ask for receipts for your expenses. Failing that they may accept pictures or some other person's affidavit as to your expenses. If I were you I wouldn't mention the "toy" aspect of the multicopter, rather hype the professional aerial photography use. I don't know how to go about expensing the time and effort you put into the 'copter, but I would think it is worth something.
The main thing to remember is that their offer is never final, it's always prone to being negotiated, if need be by your lawyer.
Good Luck, again you have my sympathies.
http://www.quadrocopter.com/Cinestar-6-RTF-Ready-to-Fly_p_643.html Sounds about close to what you had.
Joe, Thank you for your kind words. And a big thank you to all who responded and offered assistance. It looks like the contents of my house will max out my coverage in this catagory, and thats a good thing. How much is allocated to the hexacopter and all the related stuff? I dont think we will ever know.
After completing the build of my previous Hex it's easy to look back and see the errors made that are not so easy ,or impossable, to correct. In the future, perhaps in the fall, I expect to do this again, with some experiance this time. After learning what P,I, and D mean I cant turn back. Perhaps in the fall the Ardupilot APM will support a collision avoidance system or have the optical flow sensor worked out.